Paper : Indian Bank Probationary Officers Exam., 2008 Solved Paper
1. As we all know rise of the ‘BRICs’ has left a vast impact on almost all aspects of the global economy. However, which of the following cannot be called as the direct effect(s) of ‘Rise of the BRICs’ on global/other powerful economy/economies ?
1. Countries like China wish to learn more about outsourcing from India.
2. It has made countries to suffer from Sub-prime Crisis.
3. EURO has become a powerful currency and many non-Euro countries are in ‘Swap Agreement’ with various nations.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
2. As per the reports published in the newspapers/journals how much amount the Govt. of India is planning to infuse in Public Sector Banks to make them competitive and strong globally ?
About—
(A) Rs. 10,000 crore
(B) Rs. 15,000 crore
(C) Rs. 20,000 crore
(D) Rs. 25,000 crore
(E) Rs. 30,000 crore
3. What is the maximum stake the Govt. of India has in any public sector bank at present ?
(A) 40%
(B) 49%
(C) 50%
(D) 64%
(E) 74%
4. Which of the following is not a major highlight of the Union Budget 2008-09 ?
1. A target of Rs. 2•80 lakhs crore is fixed for providing credit to agriculture sector.
2. Limit of the Banking Cash Transaction Tax is raised from present 1% to 1•5%.
3. PAN requirement is not mandatory for financial transactions. Other Ids are also acceptable.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 2 and 3
(E) All 1, 2 and 3
5. As per the news in major financial newspapers a ‘Rashtriya Swasthya Bima Yojana’ is launched in Delhi and Haryana States for members of unorganized sectors. Under the scheme each family is likely to get the benefit of Rs.………
(A) 15,000
(B) 20,000
(C) 25,000
(D) 30,000
(E) 50,000
6. As proposed in the Union Budget 2008-09 a ‘Risk Capital Fund’ is set up by the Govt. of India. Who amongst the following will maintain and operate that fund ?
(A) NABARD
(B) SIDBI
(C) ECGC
(D) RBI
(E) None of these
7. As per the Economic Survey 2007-08 presented in the Lok Sabha in February 2008, what has been the percentage growth in Bank credit ? About—
(A) 10%
(B) 15%
(C) 18%
(D) 21%
(E) 26%
8. As per the budget of the Indian Railways for 2008-09 the operating ratio of the railways has—
(A) Improved only by 0•5%
(B) Decreased by 0•5%
(C) Remained at the same level on which it was in 2007-08
(D) Reached at the level of 81%
(E) Reduced to the level of 63% which was the level of 2000-01
9. The government of India has launched a new scheme for the ‘Girl Child’. What is the name of the scheme ?
(A) Raj Lakshmi
(B) Rani Bitia
(C) Dhan Lakshmi
(D) Aanandita
(E) None of these
10. The President of India recently signed the much-awaited notification for the implementation of the suggestions made by the ‘Delimitation Commission’.
What will be the effect of this notification ?
(A) Parliamentary and Assembly constituencies will be redefined
(B) Candidates from SC/ST categories will get all benefits for another 15 years’ time
(C) The boundaries of the National Capital, New Delhi will be extended further
(D) Operations of the Cooperative Banks and Societies will not be limited to the state of their origin. They will also be like Public Sector Banks
(E) None of these
11. As per the new policy the number of Judges in the Supreme Court would be now—
(A) 21
(B) 25
(C) 26
(D) 30
(E) 31
12. As per the reports published in the newspapers the banks, particularly public sector banks are tying up with various rating agencies for providing a qualitative assessment of the credit needs of the borrowers. Which amongst the following is/are such credit rating agencies in India ?
1. CARE
2. CRISIL
3. ULIP
(A) Only 1
(B) Only 2
(C) 1 and 2 only
(D) Only 3
(E) All 1, 2 and 3
13. As per the newspaper reports the RBI is planning to introduce ‘Plastic Currency Notes’. What is/are the benefits of ‘Plastic Notes’ ?
1. Their Shelf life will be longer.
2. It will replace plastic money or credit, debit cards which are giving birth to many fraudulent practices.
3. Printing will be cheaper.
(A) Only 3
(B) Only 2
(C) Only 1
(D) All 1, 2 and 3
(E) None of these
14. ‘Sub Prime Lending’ is a term applied to the loans made to—
(A) Those borrowers who do not have a good credit history
(B) Those who wish to take loan against the mortgage of tangible assets
(C) Those who have a good credit history and are known to bank since 10 years
(D) Those borrowers who are most preferred customers of the Bank
(E) None of these
15. As per the reports published in various journals and newspapers the ‘small borrowers’ in rural areas still prefer to take informal route for their credit needs. Which of the following is the ‘informal route’ of credit in financial sector ?
(A) Credit cards
(B) Loan against gold from financial institute
(C) Debit cards
(D) Money lender
(E) None of these
16. The Planning Commission of India has set up a 12 member committee on financial sector reforms. Who is the Chairman of the Committee ?
(A) Janki Raman
(B) Raghuram Rajan
(C) Rakesh Mohan
(D) K. V. Kamath
(E) None of these
17. Basel-II norms are associated with which of the following aspects of the banking industry ?
(A) Risk management
(B) Manpower planning
(C) Retirement benefits for the employees
(D) Corporate Governance
(E) None of these
18. What is meant by ‘Underwriting’ the term frequently used in financial sector ?
(A) Under valuation of the assets
(B) The Act of taking on a risk for a fee
(C) Giving a Guarantee that a loan will not become a bad loan
(D) The act of permission to float an IPO
(E) None of these
19. The government of India recently constituted the New Finance Commission (13th). What are its major functions ? To decide—
1. The salary structure of the employees of the Central Government.
2. The distribution of the net proceeds of taxes between states and Central Govt.
3. Rate of Income Tax and other taxes collected by the Union Govt.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
20. Who amongst the following was the Captain of the Indian cricket team which registered its victory in tri-series ODI matches against Australia played in March 2008 ?
(A) M.S. Dhoni
(B) Anil Kumble
(C) Rahul Dravid
(D) Saurav Ganguly
(E) Sachin Tendulkar
21. Mr. Nicolas Sarkozy who was the chief guest during the Republic Day Function 2008 is the—
(A) President of Brazil
(B) Prime Minister of Brazil
(C) President of France
(D) Prime Minister of France
(E) Foreign Secretary of USA
22. Who amongst the following has taken over as the President of Serbia after the General elections held there in February 2008 ?
(A) Boris Tadic
(B) Tomislav Nicolic
(C) Samak Sundaravej
(D) Novak Djokovic
(E) None of these
23. Indra K. Nooyi who was elected as the Chairperson of the US-India Business Council is the CEO of which of the following Companies ?
(A) Pepsi Co.
(B) Infosys
(C) Tata Consultancy Services
(D) NIIT
(E) None of these
24. Maria Sharapova won the Australian Open 2008 Women’s singles by defeating—
(A) Shahar Peer
(B) Kateryna Bondarenko
(C) Sania Mirza
(D) Victoria Azarenka
(E) Ana Ivanovic
25. Saina Nehwal won the Seniors’ Championship match of which of the following games held in Goa in January 2008 ?
(A) Golf
(B) Tennis
(C) Table tennis
(D) Archery
(E) Badminton
26. As per the news published in some newspapers magazines two PSUs National Thermal Power Corporation and Coal India Ltd. are going to float a joint venture ‘SPV’. What is the full form of ‘SPV’ ?
(A) Small Power Venture
(B) Special Purpose Vehicle
(C) Special Power Venture
(D) Small Purpose Vehicle
(E) None of these
27. The Telecom Regulatory Authority of India (TRAI) recently agreed to allow foreign direct investment in the field of mobile television services. Upto what extent FDI is allowed in this field ?
(A) 50%
(B) 60%
(C) 64%
(D) 70%
(E) 74%
28. As per the performance assessment data released by the Economic Advisory Council (EAC) in January 2008. Which of the following sectors registered a growth of 3•6 per cent ?
(A) Agriculture Sector
(B) Banking Sector
(C) Tourism Sector
(D) Aviation Services Sector
(E) None of these
29. Which of the following is the name of very violent and serious types of winds which bring lot of disaster ?
(A) Trade winds
(B) Hurricane
(C) Cirrus
(D) Stratus
(E) None of these
30. The Global Employment Trends Report 2008 published by the International Labour Organization has indicated that there may be increase in global unemployment. What according to them is/are the major reasons of this possibility ?
1. Turmoil in Credit Markets all over the world.
2. Rise in oil prices in international market.
3. Civil unrest in some under and undeveloped nations.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) None of these
31. As we have noticed many banks of Indian origin are opening offices/branches in foreign countries. Why is this trend emerging at a very fast pace ?
1. These Banks wish to provide banking facilities to foreigners as banking facilities are not plenty in many foreign countries. India wants to take an advantage of the situation.
2. These banks wish to help Indian firms to acquire funds at internationally competitive rates.
3. These banks wish to promote trade and investment between India and other countries.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) Only 2 and 3
32. Many economists, bankers and researchers in India often advocate that banks should equip themselves for new challenges. These challenges are in which of the following shapes/forms ?
1. As Indian economy is getting increasingly integrated with the rest of the world the demand of the Corporate banking is likely to change in terms of size, composition of services and also the quality.
2. The growing foreign trade in India will have to be financed by the local banks.
3. Foreigners are habitual of the comforts provided by the technology. India has to do a lot in this reference.
(A) Only 1 is correct
(B) Only 2 is correct
(C) Only 3 is correct
(D) All 1, 2 and 3 are correct
(E) None of these
33. As per the reports published in the newspapers Indian Rupee is now fully accepted in Asian countries like, Singapore, Hong Kong, Malaysia etc. What does it really mean ?
1. Anybody from Asian country can purchase Indian Rupee and keep it in his/her bank account in his/her country without any restrictions.
2. Now people in these nations are not required to go for a double conversion first in dollar and then in rupee.
3. People travelling European/Asian countries can make their payments in rupee anywhere without any problem.
(A) Only 1 is correct
(B) Only 2 is correct
(C) Only 3 is correct
(D) All 1, 2 and 3 are correct
(E) None of these
34. Which of the following is not a banking/finance related term ?
(A) Credit wrap
(B) EMI
(C) Held to Maturity
(D) Exposure limit
(E) Diffusion
35. Very often we read about the Doha Ministerial Conference 2001 in reference to WTO negotiations. What were the major issues over which nations were of different opinions ?
1. Providing subsidy to agriculture.
2. Export of patented drugs/medicines by developed nations.
3. Restriction on natural movement of people from one nation to other.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3
(E) None of these
36. The Technology Mission on Cotton was launched during Xth plan. The scheme was designed to get increase in production of cotton by which of the following levels by the end of the plan ?
(A) 100 lakh bales
(B) 150 lakh bales
(C) 175 lakh bales
(D) 200 lakh bales
(E) None of these
37. A National Development Fund was created by the Government of India a few years ago. What was the purpose of the fund ?
1. Boost investment in social sector projects to promote education, healthcare and
employment.
2. Capital investments in selected profitable PSEs to yield adequate returns.
3. To fund revision in pay structure of Central Government employees.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) None of these
38. Olympic 2008 are scheduled to be held in—
(A) Paris
(B) Tokyo
(C) London
(D) Moscow
(E) None of these
39. The general elections took place in which of the following countries in March 2008 ?
(A) Iran
(B) Iraq
(C) Afghanistan
(D) Myanmar
(E) Sri Lanka
40. Who amongst the following is the author of the book ‘Economic Nightmare of India’ ?
(A) Morarji Desai
(B) K. Rajeshwar Rao
(C) Charan Singh
(D) Jyoti Basu
(E) None of these
41. As per the targets for 11th plan educated unemployment is to be reduced to which of the following levels ?
(A) 5%
(B) 6%
(C) 7%
(D) 8%
(E) 9%
42. ‘Long Walk’ to Freedom’ is a book written by—
(A) Sonia Gandhi
(B) L. K. Advani
(C) Nelson Mandela
(D) Benazir Bhutto
(E) Nawaz Sheriff
43. India recently signed a pact with which of the following countries on solving the problems of Indian labour in that country ?
(A) Iran
(B) UAE
(C) Malaysia
(D) Kuwait
(E) None of these
44. Which of the following countries is trying to launch a Satellite to study the sun ?
(A) USA
(B) India
(C) Russia
(D) China
(E) None of these
45. Jang Hyun Jong who was adjudged as the ‘Asian Hockey Player of the year’ is from—
(A) China
(B) Singapore
(C) South Korea
(D) India
(E) None of these
46. Who amongst the following is the winner of Padma Vibhushan Awards given away recently ?
(A) Rahul Gandhi
(B) Priya Dutt
(C) Vinod Dua
(D) Ratan Tata
(E) None of these
47. Which of the following films was adjudged ‘Best Film’ in 14th Star Screen Awards given away in January 2008 ?
(A) Om Shanti Om
(B) Guru
(C) Taare Zameen Par
(D) Jab We Met
(E) Chak De India
48. A meeting of the European Leaders was held in January 2008 at which of the following places to discuss ‘Global Economic Turmoil’ ?
(A) London
(B) New Delhi
(C) New York
(D) Tokyo
(E) Milan
49. Castro Sibling is the new President of—
(A) Romania
(B) Cuba
(C) Israel
(D) Venezuela
(E) None of these
50. Kosovo declared itself independent from which of the following countries ?
(A) Ukraine
(B) Croatia
(C) Serbia
(D) Russia
(E) None of these
Answers with Explanations :
1. (B) 2. (C) 3. (E) 4. (A) 5. (D) 6. (B) 7. (D) According to Economic Survey 2007-08, the percentage growth in bank credit is 21•5%. 8. (D) 9. (C) 10. (A) 11. (E) 12. (A) 13. (C) 14. (A) 15. (D) 16. (B) 17. (A) 18. (A) 19. (B) 20. (A) 21. (C) 22. (A) 23. (A) 24. (E) 25. (E) 26. (B) 27. (E) 28. (A) 29. (B) 30. (D) 31. (E) 32. (A) 33. (D) 34. (E) 35. (A) 36. (D) 37. (A) 38. (E) 39. (A) 40. (C) 41. (A) 42. (C) 43. (D) 44. (A) 45. (C) 46. (D) 47. (E) 48. (A) 49. (E) 50. (E)
General Awareness : Solved Paper Indian Bank P.O. Exam., 2010
(Held on 17-1-2010)
1. The Index of Industrial Production (IIP) is compiled and released by which of the following organizations/ agencies?
(A) Registrar of Companies
(B) Confederation of Indian Industries
(C) Bombay Stock Exchange
(D) Reserve Bank of India
(E) Central Statistical Organisation
Ans : (E)
2. Which of the following states launched a special scheme under which 10 kg of whole wheat flour is sold at a fixed price of Rs. 139 through its select outlets ?
(A) Delhi
(B) Kerala
(C) West Bengal
(D) Uttar Pradesh
(E) None of these
Ans : (A)
3. Which of the following is the abbreviated name of the asset reconstruction company created specifically for small and medium sectors ?
(A) CGTMSE
(B) CARE
(C) APITCO
(D) ISARC
(E) None of these
Ans : (C)
4. Retail investors made Rs. 1•9 lakh crore in market rally, was the news in some major financial newspapers recently. The term ‘Retail investors’, as used in this headline, means which of the following types of stock market investors ?
(A) Promoters of Companies
(B) Individuals
(C) Foreign Institutional Investors
(D) Mutual Funds
(E) Corporate Bodies
Ans : (B)
5. Many times we read in newspapers that some bank(s) has/have to write off certain amount given/advanced by them. In banking terminology, what does ‘write off’ mean ?
(A) Loans sanctioned on paper but bank has yet to make provision for the same so that borrower can withdraw the money
(B) Big corporate loans for which bank has/have to take approval from RBI
(C) Loans for which documentation work is yet to be completed
(D) Bad and uncollectable loans
(E) Those loans which can never become bad or uncollectaebl loans as they are given under some social assistance scheme by the Govt. of India
Ans : (D)
6. Who amongst the following was the chairperson of the ‘Working Group on Benchmark Prime Lending Rate (BPLR)’constituted by the Reserve Bank of India
(A) Dr. K. C. Chakrovorty
(B) Mr. Deepak Mohanty
(C) Mr. Bhaskaran
(D) Mr. O. P. Bhatt
(E) Mr. M. V. Nair
Ans : (B)
7. A bank normally does not have to deal with an issue related to—
(A) Payments and settlement systems
(B) Contractual rights of creditors
(C) Intellectual property rights
(D) Cases of insolvency
(E) Coordination between regulators active in banking/financial sectors.
Ans : (C)
8. As per the news published in various newspapers, Reliance Industries has submitted a bid to acquire petrochemical giant Lyondell Basell. This is a company based in—
(A) UAE
(B) Germany
(C) France
(D) Britain
(E) USA
Ans : (E)
9. The new Foreign Trade Policy announced recently by the Govt. of India will be valid upto—
(A) 2014
(B) 2015
(C) 2016
(D) 2020
(E) None of these
Ans : (A)
10. The Committee on Financial Sector Assessment (CFSA) set up by the Reserve Bank of India has also recommended several reforms in which of the following existing laws in India?
(A) Taxation Laws
(B) Commercial Laws
(C) Banking Regulation Laws
(D) Property Laws
(E) All of these
Ans : (C)
11. As per the reports published in various financial newspapers/magazines, exports to Euro zones from various countries and India unexpectedly tumbled again in last two/three months. What does it indicate ?
1. It has raised fresh doubts about the reality of the economic recovery of ‘16 country strong’ Euro zone.
2. Euro has yet to establish its credibility as an acceptable currency. Countries still prefer US$ to any t hoer
currency for major trans-border trades.
3. Euro zone countries do not wish to import much from India.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (B)
12. Which of the following governments has recently informed to its creditors that there may be delays in repayment of loans, it has taken from various agencies/organizations all over the world ?
(A) Dubai
(B) Japan
(C) Sri Lanka
(D) Nepal
(E) None of these
Ans : (A)
13. As per existing norms and policies of the RBI, Banks are required to advance how much of their total advances to priority sectors ?
(A) 30%
(B) 35%
(C) 40%
(D) 25%
(E) None of these
Ans : (C)
14. Which of the following was the first Mutual Fund listed on the newly launched Mutual Fund platform on National Stock Exchange ?
(A) UTI Mutual Fund
(B) SBI Mutual Fund
(C) LIC Mutual Fund
(D) Bank of Baroda Mutual Fund
(E) None of these
Ans : (A)
15. As per the newspaper reports, the L&T has tied up with NPCIL to make forgings for nuclear power plants. This joint venture is being developed in—
(A) Chennai
(B) Bangalore
(C) Hazira
(D) Narora
(E) Tarapore
Ans : (C)
16. As per the Reserve Bank of India (RBI), the economic conditions in India are not yet suitable for full convertibility of Rupee. At present rupee is convertible at which of the following accounts ?
1. Fully at Capital Account
2. Fully of Current Account
3. Partially at Trade Account
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) None of these
Ans : (B)
17. As per the notification issued by the banks, the ‘third party ATM usage’ will now be restricted to certain withdrawals and limits only. What does it really mean ?
1. The ATM card holders will not be able to withdraw from other banks’ ATMs under any circumstances.
2. Customers of one bank may be able to withdraw only a limited amount from other banks’ ATMs.
3. ATM card holders will have to pay a fee if they withdraw money from other banks’ ATMs frequently.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 2 and 3
(E) Only 1 and 3
Ans : (D)
18. Transport of goods by which of the following is free from levy of the Service Tax ?
(A) Indian Railways
(B) Shipping Companies owned by NRIs
(C) All Private Road Transport Companies
(D) By the Transport Corporation of India in its own special containers
(E) None of these
Ans : (A)
19. As per the news published in major newspapers, the Reserve Bank of India (RBI) raised Statutory Liquidity Ratio (SLR) by 100 basis points to 25%. What was/were the reason(s) owing to which RBI raised the SLR ?
1. It will help in reducing liquidity in the market.
2. Inflation will come down substantially.
3. It will facilitate companies to launch their IPOs as the financial climate will become conducive for the same.
(A) Only 1
(B) Only 2
(C) Only 1 and 2
(D) Only 2 and 3
(E) All 1, 2 and 3
Ans : (C)
20. The Securitisation asnd Reconstruction of Financial Assets and Enforcement of Security Interests Act (SARFAESI Act) at present, is not applicable to—
(A) Public Sector Banks
(B) Financial Institutes of the Govt.
(C) Private Banks
(D) Non Banking Financial Companies
(E) Small and Cooperative Banks
Ans : (D)
21. As we all know, the US $ was at a 15 months low against the basket of currencies till recent past. Recently it reached a 14 years low against one of the major currencies. Which of the following is that currency ?
(A) Yuan
(B) Euro
(C) Rupee
(D) Yen
(E) None of these
Ans : (D)
22. The rate of interest, banks charge to its main/major and prime customers is popularly called as—
(A) Risk Premium
(B) Prime Lending Rate
(C) Repo Rate
(D) Reverse Repo Rate
(E) Cost of fund
Ans : (B)
23. Which of the following countries has launched OCEAN SAT-2, a satellite to provide data on its oceans ?
(A) China
(B) USA
(C) France
(D) India
(E) None of these
Ans : (D)
24. Parambikulam-Aliyar Multipurpose project is located in the hills of—
(A) Nilgiri hills range
(B) Periyar hills range
(C) Anamalai hills range
(D) Sahyadri hills range
(E) None of these
Ans : (C)
25. Which of the following organisations/agencies has recently released “World Investment Report : 2009 Transnational Corporations, Agricultural Production and Development” ?
(A) World Bank
(B) Asian Development Bank
(C) UNCTAD
(D) UNESCO
(E) None of these
Ans : (C)
26. Which of the following states is in the process of passing two amendments to its municipality and panchayat raj acts to enable women to have 50% seats in all local self government bodies ?
(A) Gujarat
(B) Uttar Pradesh
(C) Kerala
(D) Madhya Pradesh
(E) Delhi
Ans : (C)
27. Which of the following states recently organized an open public court ‘Jan Sunwai’ for the first time to present a public audit of its Special Economic Zones ?
(A) Gujarat
(B) Tamil Nadu
(C) Maharashtra
(D) Kerala
(E) West Bengal
Ans : (C)
28. The National Stock Exchange recently launched Interest Rate Futures (IRF). IRF in fact is a—
(A) New mode of trading specifically for SME sector
(B) Financial mode of trading
(C) Electronic mode of transferring money from one account to another
(D) Safest and fastest mode of trading at all the stock exchanges of India simultaneously
(E) None of these
Ans : (B)
29. What is the full form of UNEP, a term frequently seen in newspapers ?
(A) Universal Notification on Energy Protection
(B) Universal New Education Project
(C) Universal Natural Energy Project
(D) United Nations Education Programme
(E) United Nations Environment Programme
Ans : (E)
30. The Reserve Bank of India has directed all the banks to ensure that the names of their customers, individuals or corporates, do not appear in any list published by the Security Council Committee. This act/directive of the RBI is to ensure which of the following ?
(A) To ensure that the bank loans/advances taken by the individuals/organizations are used only in those activities for which they are taken
(B) To ensure that money deposited in the bank has not come from unknown and unauthorized sources
(C) To ensure that no one visits a foreign nation for any illegal activity by purchasing foreign currency from a bank
(D) To ensure that Indians do not go to a nation where Indians are being targeted for racial discrimination
(E) None of these
Ans : (A)
31. As per the resolution passed in the Pittsburgh Summit of G-20, now more weightage will be given to under-represented nations in the organizations like IMF etc. How much quota will be shifted to such nations in this way ?
(A) 5%
(B) 7%
(C) 10%
(D) 15%
(E) 17%
Ans : (A)
32. As per the decision taken by the Govt. of India, all new players using spectrum band for providing 3-G spectrum mobile service to its customers will have to pay a part of their annual revenue as spectrum charges to the Govt. of India. What is that charge in terms of percentage ?
(A) 1%
(B) 1•5%
(C) 3%
(D) 2•5%
(E) None of these
Ans : (A)
33. Which of the following bodies/agencies recently passed a resolution asking all the nations to sign the Nuclear Non Proliferation Treaty (NPT) without any further delay ?
(A) UN General Assembly
(B) International Atomic Energy Agency (IAEA)
(C) North Atlantic Treaty Organisation (NATO)
(D) South Asian Association of Regional Cooperation (SAARC)
(E) UN Security Council
Ans : (B)
34. Which of the following is not considered as a parameter for defining the Below Poverty Line (BPL) status of a person ?
(A) Food security
(B) Marital Status
(C) Debt
(D) Literacy
(E) Land holdings
Ans : (B)
35. Which of the following countries was successful in retaining ‘ICC Champions Trophy’, the final of which was played in October 2009 ?
(A) New Zealand
(B) Australia
(C) India
(D) South Africa
(E) None of these
Ans : (B)
36. Which of the following countries has been adjudged as the largest exporter of cotton ?
(A) Bangladesh
(B) Brazil
(C) Britain
(D) India
(E) None of these
Ans : (D)
37. Angela Merkel has become the Chancellor of which of the following nations again for a second four-year term ?
(A) Poland
(B) Russia
(C) Ukraine
(D) Germany
(E) None of these
Ans : (D)
38. ‘Maximum City’ is a book written by—
(A) V. S. Naipaul
(B) Vikram Seth
(C) Chetan Bhagat
(D) Kiran Desai
(E) Suketu Mehta
Ans : (E)
39. Which of the following countries has taken over as the Vice Chairman of the Organisation for Economic Cooperation and Development ?
(A) China
(B) South Korea
(C) North Korea
(D) India
(E) Iran
Ans : (B)
40. The Olympic Games 2016 will be organized in the city of—
(A) New Delhi
(B) Paris
(C) Tokyo
(D) New York
(E) Rio de Janeiro
Ans : (E)
41. Which of the following countries has raised objection to India’s efforts to make a 608 km long road link through Jammu and Kashmir, Himachal Pradesh, Uttarakhand, Sikkim and Arunachal Pradesh ?
(A) China
(B) Nepal
(C) Myanmar
(D) Bhutan
(E) Afghanistan
Ans : (A)
42. India has recently signed a Nuclear Pact with which of the following countries which insists on peaceful use of radioactive minerals (Such minerals are in plenty in that country) ?
(A) Mongolia
(B) Thailand
(C) Bangladesh
(D) Sri Lanka
(E) None of these
Ans : (A)
43. India won Compaq Cup Cricket Final (Tri series) 2009 by defeating—
(A) New Zealand
(B) South Africa
(C) Bangladesh
(D) England
(E) Sri Lanka
Ans : (E)
44. Who amongst the following won the 76th National Billiards Championship held in Sept. 2009 ?
(A) Geet Sethi
(B) Dhruv Sitwala
(C) Devendra Joshi
(D) Pankaj Advani
(E) None of these
Ans : (D)
45. Who amongst the following won the Men’s Singles US Open Tennis 2009 ? (played in Sept. 2009)
(A) Juan Martin del Potro
(B) Leander Paes
(C) Lukas Dlouhy
(D) Roger Federer
(E) None of these
Ans : (A)
46. ‘A Good Woman’ is a book written by—
(A) Dario Fo
(B) V. S. Naipaul
(C) Orhan Pamuk
(D) Herta Muller
(E) Danielle Steel
Ans : (E)
47. ASEAN recently signed an agreement called ‘FTA’ with India. What is the full form of ‘FTA’ ?
(A) Foreign Trade Agreement
(B) Full Trade Agreement
(C) Favourite Trade Acknowledgement
(D) Final and Total Approach
(E) Free Trade Agreement
Ans : (E)
48. ‘’CRY’’ is the name of the organization which works for the welfare of—
(A) Cancer Patients
(B) Children
(C) War victims
(D) Senior Citizens
(E) None of these
Ans : (B)
49. Which of the following is/are not called the types of Inflation?
1. Cost push
2. Real wages
3. Demand pull
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) Only 2 and 3
Ans : (D)
50. ‘’Mumbai Gold Cup’’ is associated with the game of—
(A) Cricket
(B) Football
(C) Hockey
(D) Badminton
(E) Lawn Tennis
Ans : (C)
Nabard Bank Officers Exam., 2010
(Held on 22-8-2010)
General Awareness : Solved Paper
1. Which of the following is rated the poorest region of the World ?
(A) The Middle East
(B) Asia
(C) Sub-Saharan Africa
(D) Latin America
(E) None of these
Ans : (C)
2. Which of the following terms is not used in the world of economics/finance ?
(A) Sinking Fund
(B) Third World
(C) Open Door Policy
(D) Devaluation
(E) Privilege Motion
Ans : (B)
3. Out of the total population of the world about 80% of it lives in—
(A) Developed countries
(B) BRIC countries
(C) Latin America
(D) Developing countries
(E) None of these
Ans : (D)
4. Rashtriya Swasthya Bima Yojana (RSBY) is a scheme launched by the Ministry of—
(A) Finance
(B) Rural Development
(C) Commerce
(D) Industry
(E) Labour
Ans : (E)
5. What is the fullform of the abbreviation ASEAN ?
(A) Association of South East Agro Nations
(B) Association of South East Asian Nations
(C) Alliance of South East Asian Nations
(D) Alliance of South East Asian Neighbours
(E) None of these
Ans : (B)
6. Which of the following is the scheme for providing electricity connections to all the rural household in the country ?
(A) ASHA
(B) Swadhar
(C) Kutir Jyoti
(D) Deep Mala
(E) None of these
Ans : (C)
7. Many times we read about ‘PPP’ in economic literature. What PPP is ? It is a concept which—
(A) tells us that exchange rates between currencies are in equilibrium when their purchasing power is the same in both the countries
(B) tells us that exchange rates between currencies are in equilibrium when their purchasing power is different in both the countries
(C) PPP means t he current Exchange Rate of a currency against US $
(D) a measure of income inequality in developing countries
(E) None of these
Ans : (A)
8. As we all know the Human Development Index (HDI) is an index of social performance in a single composite index. It is an indication of—
(A) disparity reduction rate, human resource development rate and the composite index.
(B) longevity, education and living standard
(C) the facilities for minimum schooling, adult literacy and educational attainments
(D) GDP of a nation and the status of its Balance of Trade
(E) None of these
Ans : (B)
9. Which one of the following countries is not considered a Newly Industrialized Country (NIC) ?
(A) South Africa
(B) Mexico
(C) Brazil
(D) Turkey
(E) France
Ans : (D)
10. Which of the following statements(s) is/are correct about National Rural Employment Guarantee Act (NREGA) ?
1. NREGA is applicable to all rural areas of the country
2. Only construction work shall be given to the workers employed under this Act
3. Every worker is given an amount of Rs. 250 per day for a eight hours shift
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) All 1, 2 and 3
Ans : (D)
11. Which of the following is not true about farmers in Least Developed Countries (LDCs) ?
(A) The staple crop is the chief source of food
(B) Labour is underutilized except for planting and harvesting seasons
(C) On the traditional farm, output is always greater than consumption
(D) Cultivators utilise only a small portion of land
(E) None of these
Ans : (B)
12. Which of the following organizations/agencies controls the monetary policy of our country ?
(A) SEBI
(B) Planning Commission
(C) RBI
(D) Union Ministry of Finance
(E) None of these
Ans : (C)
13. Amartya K. Sen emphasizes that having enough to eat depends on one very crucial factor. Which of the following is that factor ?
(A) Society’s system of entitlement
(B) Distribution of agricultural income
(C) Low poverty rates
(D) Structure of the family
(E) None of these
Ans : (A)
14. The National Food for Work scheme is now submerged with which of the following ?
(A) Pradhan Mantri Gram Sadak Yojana
(B) Mahatma Gandhi National Rural Employment Guarantee Act.
(C) Bharat Nirman
(D) Indira Awas Yojana
(E) None of these
Ans : (B)
15. Many a times we read about Fertility Rate in economic literature. What is fertility Rate ?
(A) The total number of children born in a country in a given year divided by number of children died
(B) The number of children born to an average woman during her reproductive years
(C) The number of births in a country divided by total population in a given year
(D) The number of women in the age group of 15-45 years in a country divided by total number of women died during child birth
(E) None of these
Ans : (B)
16. How is dual economy distinguished from other economies ?
It is a mixture of—
(A) industrial sector and manufacturing sector
(B) traditional agricultural sector and a modern industrial sector
(C) state ownership of the means of production in cooperation of foreign organizations
(D) industrial sector and trading of goods obtained through imports
(E) None of these
Ans : (B)
17. Watershed Development Schemes are a part of—
1. Development of Rural Economy.
2. Development of Skilled Workers.
3. Development of Irrigation facilities in India.
(A) Only 1
(B) Only 2
(C) Only 1 and 3
(D) Only 3
(E) All 1, 2 and 3
Ans : (C)
18. The second summit of which of the following organisations took place in Brazil recently ?
(A) G-8
(B) G-20
(C) SAARC
(D) ASEAN
(E) BRIC
Ans : (E)
19. During the recent Depression workers in Developed countries preferred to take inferior jobs instead of lay off. This situation is known as—
(A) Seasonal unemployment
(B) Cyclical unemployment
(C) Disguised unemployment
(D) Voluntary unemployment
(E) None of these
Ans : (E)
20. Which of the following terms is not associated with the game of Football ?
(A) Corner kick
(B) Wide out
(C) Line men
(D) Follow on
(E) Full back
Ans : (D)
21. On which one of the following issues, there had been a dispute between IRDA and SEBI ?
(A) ULIP products
(B) Violation of SEBI guidelines in respect of investment by big companies in equities
(C) Violation of SEBI guidelines about disclosures to be made by the companies
(D) Overlapping of the functions of IRDA and SEBI
(E) None of these
Ans : (A)
22. As per the reports published in various newspapers Maharashtra and Gujarat have signed an agreement on linking of major rivers of the state. Which of the following is a common river between both the states ?
(A) Narmada
(B) Ganga
(C) Krishna
(D) Betwa
(E) None of these
Ans : (A)
23. We have noticed at on several occasions that cost of petroleum products fluctuates frequently. The action of OPEC members at times to limit output and fix prices may be understood as an action arising out of—
(A) instructions from WTO
(B) fluctuation in output
(C) practices of the oil industry
(D) group dynamics
(E) cartel
Ans : (B)
24. Which of the following countries won the FIFA World Cup 2010 ?
(A) Germany
(B) Netherlands
(C) South Africa
(D) Spain
(E) Brazil
Ans : (D)
25. Who amongst the following is not a Badminton Player ?
(A) Aparna Popat
(B) Saina Nehwal
(C) V. V. S. Laxman
(D) P. Gopichand
(E) Chetan Anand
Ans : (C)
26. What is Bilateral aid ?
(A) It is technical aid given by I.M.F. to various countries
(B) It is given directly by one country to another
(C) It is aid with the condition that the repayment will be in inconvertible currency
(D) It is a commercial loan made available by various institutions jointly
(E) None of these
Ans : (B)
27. Who amongst the following is the author of the book ‘A Himalayan Love Story’ ?
(A) Namitha Gokhale
(B) V. S. Naipaul
(C) Anita Desai
(D) Laxmi Sehgal
(E) None of these
Ans : (A)
28. Which of the following is the name of the organization created specifically to develop small scale industrial sector in our country ?
(A) NAWARD
(B) SEBI
(C) SIDBI
(D) AMFI
(E) None of these
Ans : (C)
29. Who is Nandan Nilekani ?
(A) Chairman, Unique Identification Authority of India
(B) Chairman, Airport Authority of India
(C) Member, UGC
(D) Member, Planning Commission
(E) None of these
Ans : (A)
30. Which of the following countries will host the next SAARC Summit ?
(A) India
(B) Bhutan
(C) Nepal
(D) Fiji
(E) None of these
Ans : (E)
31. Which of the following organisation/agencies is specifically set up to boost overall rural development in India.
(A) RBI
(B) SIDBI
(C) NABARD
(D) SEBI
(E) None of these
Ans : (C)
32. Commonwealth Games 2010 are to be organised in Delhi in the month of—
(A) October
(B) November
(C) August
(D) December
(E) September
Ans : (A)
33. Which of the following cups is associated with the game of Hockey ?
(A) Agha Khan Cup
(B) DCM Trophy
(C) Davis Cup
(D) Derby Trophy
(E) Rovers Cup
Ans : (A)
34. Which of t he following is a horticultural crop ?
(A) Urad
(B) Jowar
(C) Bajra
(D) Wheat
(E) Mango
Ans : (E)
35. According to Planning Commission, the degraded soil of which one of the following States, poses a big threat to food security and can cause serious economic implications to the nation ?
(A) Haryana
(B) U. P.
(C) M. P.
(D) Karnataka
(E) Punjab
Ans : (E)
36. Which of the following organisations maintains the Rural Infrastructure Development Fund (RIDF) ?
(A) RBI
(B) NABARD
(C) SIDBI
(D) LIC
(E) None of these
Ans : (B)
37. Which of the following is/true about the Competition Commission of India (CCI)?
1. CCI is a regulatory body having quasi-judicial structure.
2. It is established to replace old Monopolies and Restrictive Trade Practices Act.
3. Its main objective is to create a healthy environment in corporate world.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (D)
38. According to RBI, which one of the following is the biggest concern of the country ?
(A) Debt crisis in Europe
(B) Inflation
(C) GDP growth
(D) Fiscal deficit
(E) None of these
Ans : (B)
39. Which of the following organisations has recently launched “Farmers’ Information Service via SMS” to help farmers in Gujarat state ?
(A) State Bank of India
(B) SIDBI
(C) Reliance Group of Industries
(D) NABARD
(E) None of these
Ans : (D)
40. On which one of the following countries, the United Nations Security Council (UNSC) has imposed fresh sanctions ?
(A) Libya
(B) North Korea
(C) Sudan
(D) Myanmar
(E) Iran
Ans : (E)
41. Muhammad Yunus of Bangladesh who was awarded Nobel prize a few years back is a famous—
(A) Author
(B) Economist
(C) Social worker
(D) Scientist
(E) None of these
Ans : (B)
42. ‘Sacred Games’ is a novel written by—
(A) Amita Desai
(B) Arundhati Roy
(C) Kiran Desai
(D) Khushwant Singh
(E) Vikram Chandra
Ans : (E)
43. Who amongst the following is a famous author ?
(A) Chetan Bhagat
(B) S. C. Jamir
(C) Anjali Bhagwat
(D) O. P. Mehra
(E) None of these
Ans : (A)
44. The G-20 Summit was organised in June 2010, in which of the following cities ?
(A) London
(B) Paris
(C) Tokyo
(D) Toronto
(E) None of these
Ans : (D)
45. The Govt. of India has established a strategic reserve of about 5 million tonnes of which of the following commodities ?
(A) Steel
(B) Sugar
(C) Oil
(D) Foodgrains
(E) None of these
Ans : (D)
46. ‘Mid Day Meal Scheme’ is launched to provide cooked food to the—
(A) Children attending school
(B) Those who are getting National Old Age Pension
(C) Workers of National Rural Employment Act
(D) Resident doctors of Govt. Hospitals in rural areas
(E) None of these
Ans : (A)
47. Which of the following is not a Cash Crop ?
(A) Tobacco
(B) Cotton
(C) Coffee
(D) Bajara
(E) Tea
Ans : (D)
48. Members of the Rajya Sabha are elected for a period of—
(A) 4 years
(B) 2 1/2 years
(C) 6 years
(D) 5 years
(E) None of these
Ans : (C)
49. The ICC Cricket World Cup Final 2011 will be played in which of the following cities in India ?
(A) Kolkata
(B) Mumbai
(C) Delhi
(D) Chennai
(E) None of these
Ans : (B)
50. What is the contribution of Agricultural Sector in the total GDP of India ? About—
(A) 10%
(B) 20%
(C) 40%
(D) 30%
(E) 50%
Ans : (B)
Syndicate Bank Specialist Officers Exam., 2010
(Held on 23-5-2010)
General Awareness : Solved Paper
1. In one of his speeches Pranab Mukherjee said that the Govt. had no plans to dilute the roles of market regulators. This means the role of which of the following will not be diluted ?
(A) Life Insurance Corporation of India (LIC)
(B) Confederation of Indian Industry (CII)
(C) Federation of Chamber of Commerce & Industry (FICCI)
(D) Bureau of Indian Standards
(E) Securities & Exchange Board of India (SEBI)
Ans : (E)
2. What is the full form of ‘ULIP’, the term which was in the news recently ?
(A) Universal Life & Investment Plan
(B) Unit Loan & Insurance Plan
(C) Universal Loan & Investment Plan
(D) Uniformly Loaded Investment Plan
(E) Unit Linked Insurance Plan
Ans : (E)
3. As per the news published in some major financial newspapers the Maharashtra Govt. is planning to introduce ‘Green Tax’ on vehicles. What is the purpose of Green Tax ?
(A) It has been introduced with the aim of discouraging high consumption of petroleum products
(B) It is a tax levied by the Govt. in place of VAT as VAT is not very profitable for State Govts.
(C) It is just like a toll tax which will be charged from all the vehicles whenever they enter green areas of a city like hospitals, schools, and old age homes
(D) This is a tax levied on big commercial vehicles only with the aim of prohibiting them from entering residential areas and non commercial areas
(E) None of these
Ans : (E)
4. Very often we read in newspapers about 3G or 3rd Generation technology. This is a set of standards used by which of the following ?
(A) To combat climatic changes
(B) Production of Nuclear Energy
(C) Film Production
(D) Mobile Telecommunications
(E) All of these
Ans : (D)
5. Which of the following companies is not in the field of insurance business ?
(A) ICICI Prudential
(B) Bajaj Allianz
(C) Tata AIG
(D) AEGON Religare
(E) Royal Orchid
Ans : (E)
6. Many times we read that a corporate entity is in the process of raising its capital base. Why is a company required to raise money to strengthen its capital base ?
1. To finance its expansion plans
2. To finance its diversification plans
3. To repay its loans and borrowings
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) All 1, 2 and 3
Ans : (A)
7. Many times we read in newspapers that a company is planning to bring public issue. What does it mean ?
1. Shares of the company will be issued only through public sector organizations like banks/central financial institutions etc.
2. Shares of the company will be issued to general public only through primary market.
3. This means some stakeholders/promoters are willing to leave the company.
Hence, they wish to sell their stock to the general public.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (B)
8. Whenever some people wish to enter into business world, it is a must for them to approach a bank. What services do banks provide them in this regard ?
1. Banks act as payment agents by operating current accounts, paying cheques and receiving payments for them.
2. Maintaining account books for them for their day to day activities so that they are not required to appoint account/finance personnel on a regular basis.
3. Lending money by way of overdraft installment loan, credit or advance for business activities.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) None of these
Ans : (C)
9. As we all have noticed banks these days are giving more emphasis on ‘Branch less Banking’. What does this really means ?
1. Banks will not have many branches as used to be in the good old days. Instead the number of branches will be restricted and will conduct only a specified core business.
2. Banks will launch/operate many delivery channels like ATMs, Mobile Banking/Internet Banking etc. so that people are not required to visit a branch for their usual banking needs.
3. This means banks will issue only debit or credit cards for all types of day to day financial transactions.
Cheques/cash payments will not be allowed.
(A) Only 1
(B) Only 2
(C) Only 1 and 2
(D) Only 2 and 3
(E) All 1, 2 and 3
Ans : (D)
10. As per the news published in various financial newspapers Maruti Suzuki has no immediate plans to enter into ‘low cost segment’. This means—
1. Maruti-Suzuki will not reduce the price of its various products, as is being done by some other manufacturers.
2. Maruti-Suzuki does not want to produce a ‘Nano’ like low cost car in the near future.
3. Maruti-Suzuki wants to retain its existing position of luxury car makers and will not enter into the area of makers of cars for the general public.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (B)
11. Which of the following is not a function of a bank ?
(A) Providing project finance
(B) Selling Mutual Funds
(C) Deciding policy rates like CRR, Repo Rates/SLR etc.
(D) Settlement of payments on behalf of the customers
(E) All of these are functions of a bank
Ans : (C)
12. Which of the following is a form of ‘Small Savings Bank’ popular among the poor or children ?
(A) Core Banking
(B) Credit Banking
(C) Debit Card
(D) Merchant Banking
(E) Piggy Banking
Ans : (E)
13. As published in various newspapers India and European Union are trying to finalize a free trade pact. How will this helps India and EU ?
1. Both the parties will be able to export-import goods without tariffs, quotas and preferences on most of the goods and services traded between them.
2. The European Union will have to accept all payments in rupees only whereas India will accept all payments for its exports in Euro only. The Dollar will have no role in this business.
3. Both parties will have to decide the total value of trade between them in advance and will be bound to obey the commitment made thus.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (A)
14. The G-20 Summit in June 2010 is scheduled to be held at which of the following places ?
(A) London
(B) Washington
(C) Tokyo
(D) Paris
(E) Toronto
Ans : (E)
15. As we all know the Govt. of India has initiated several projects/schemes for revival and recharging of water bodies/lakes etc. What is meant by recharging of water bodies ?
1. Recharge in fact is deep drainage of water bodies so that water starts moving downwards from the surface.
2. Recharge is nothing but digging new wells and lakes so that more water is available for use.
3. Recharging means levy of a tax on use of ground water for private purposes. This is done in addition to the usual tax that civic bodies collect on the usual water supply.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (B)
16. As per the news published in various newspapers China had to face its first ‘Trade Deficit’ in six years. This means China—
(A) did not earn as much from its exports as it had to pay for its imports
(B) earn much more than its expectations on its exports and paid very less on imports
(C) has decided to stop imports and exports for the time being as it is producing just enough for tis consumption
(D) has failed to keep its commitment to supply (export) goods as promised to various countries. The result is it may have to devalue its currency (Yuan) as it has lost its credibility in the market
(E) None of these
Ans : (A)
17. Several Public Sector organizat ons like ONGC, SAIL and NTPC received ‘Scope Award.’ The award is given for which of the following ?
(A) Earning the highet profit amongst all PSUs
(B) For creating the maximum number of jobs in a year
(C) For donating the maximum amount in Pradhan Mantri Rahat Kosh in a year
(D) For cutting down expenditure by 50% or more in a year to wipe out losses made in the previous year
(E) Best Corporate Governance
Ans : (E)
18. Iron Ore is found in which of the following states in India ?
(A) Punjab
(B) Rajasthan
(C) Orissa
(D) Jammu & Kashmir
(E) Uttar Pradesh
Ans : (C)
19. Which of the following countries is in a deep crisis these days and is struggling to finance its budget deficit and govt. debt ?
(A) Russia
(B) Greece
(C) Britain
(D) USA
(E) None of these
Ans : (B)
20. As per the budget documents placed in the Parliament in February 2010, what are the challenges India is facing on its economic front ?
1. To quickly revert to the high GDP growth path of 9%.
2. Making development more inclusive.
3. To strengthen the governmental system and the process of governance at different levels.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (D)
21. Prabha Rao was the Governor of which of the following States immediately prior to her death ?
(A) Rajasthan
(B) Himachal Pradesh
(C) Maharashtra
(D) Goa
(E) None of these
Ans : (A)
22. Who amongst the following is not a famous Lawn Tennis player ?
(A) Cara Black
(B) Mike Bryan
(C) Denis Ndiso
(D) Serena Williams
(E) Leander Paes
Ans : (C)
23. Dr. K. Radhakrishnan whose name was in the news recently is the Chariman of—
(A) Indian Space Research Organisation
(B) Atomic Energy Commission
(C) Department of Information Technology
(D) Unique Identification Authority of India
(E) None of these
Ans : (A)
24. Which of the following awards is given by the Govt. of Madhya Pradesh ?
(A) Shanti Swarup Bhatnagar Award
(B) Jawaharlal Nehru Award
(C) Shikhar Samman
(D) Pravasi Bhartiya Samman
(E) None of these
Ans : (C)
25. Which of the following terms is not used in Cricket ?
(A) Ashes
(B) Backfoot shot
(C) Smash
(D) Crease
(E) All are used in cricket
Ans : (C)
26. Which of the following cups/trophies is not given for excellence in the game of Badminton ?
(A) Uber Cup
(B) Thomas Cup
(C) Syed Modi Memorial Trophy
(D) Aros Junior Cup
(E) Merdeka Cup
Ans : (E)
27. The Ministerial level meeting of the BASIC Group of countries was held in New Delhi in January 2010. Which of the following is not a member of the BASIC Group ?
(A) Brazil
(B) South Africa
(C) Russia
(D) China
(E) India
Ans : (C)
28. Which of the following Bills recently approved in the Union Cabinet will help in better health services in the country ?
(A) Right to Better Health Services Bill
(B) National Health Care Bill
(C) Clinical Establishments (Registration & Regulation) Bill
(D) Essential Services Bill
(E) None of these
Ans : (C)
29. Who amongst the following is a Padmashri Award Winner given away recently ?
(A) Chanda Kochhar
(B) Kumar Mangalam Birla
(C) Saif Ali Khan
(D) Harsh Pati Singhania
(E) None of these
Ans : (C)
30. Who amongst the following is not a famous author ?
(A) V. S. Naipual
(B) Leander Paes
(C) Anita Desai
(D) Kiran Desai
(E) Chetan Bhagat
Ans : (B)
31. Ivo Josipovic whose name was in news recently is the—
(A) Prime Minister of Croatia
(B) President of Croatia
(C) President of Barbados
(D) Prime Minister of Bolivia
(E) None of these
Ans : (B)
32. Priyanka Chopra was given a National Award at the 56th National Awards for her acting for which of the following films ?
(A) Love Story 2050
(B) What’s your Rashee
(C) Kaminey
(D) Fashion
(E) None of these
Ans : (D)
33. Roger Federer is a famous—
(A) Film actor
(B) Author
(C) Lawn Tennis Player
(D) Cricketer
(E) None of these
Ans : (C)
34. Who amongst the following was awarded the prestigious Dada Saheb Phalke Award recently ?
(A) V. K. Moorthy
(B) Madhur Bhandarkar
(C) Mahesh Bhatt
(D) Rekha
(E) Hema Malini
Ans : (A)
35. Lee Myung-bak who was the Chief Guest at 61st Republic Day Function of India is the—
(A) President of South Korea
(B) Prime Minister of South Korea
(C) President of Vietnam
(D) Prime Minister of Vietnam
(E) None of these
Ans : (A)
36. The Late Jyoti Basu was associated with which of the following political parties ?
(A) BJP
(B) CPI (M)
(C) Congress
(D) Samajwadi Party
(E) None of these
Ans : (B)
37. Which of the following schemes launched by the Govt. of India is a scheme to improve the performance of the agricultural sector ?
(A) National Horticulture Mission
(B) Pulse Polio Abhiyan
(C) Old Age Pension Scheme
(D) Bharat Nirman Yojana
(E) None of these
Ans : (A)
38. ‘LBW’ is a term related to the game of—
(A) Badminton
(B) Cricket
(C) Hockey
(D) Football
(E) None of these
Ans : (B)
39. ‘Saraswati Samman’ is an award given for excellence in the field of—
(A) Sports
(B) Social Service
(C) Literature
(D) Science & Technology
(E) None of these
Ans : (C)
40. ‘Heavy Water’ is used in which of the following fields ?
(A) Thermal Power
(B) Cement
(C) Iron & Steel
(D) Nuclear Power
(E) None of these
Ans : (D)
41. Which of the following is a Horticulture Crop ?
(A) Paddy
(B) Wheat
(C) Mango
(D) Bajara
(E) None of these
Ans : (C)
42. Dr. Amartya Sen is a famous—
(A) Physicist
(B) Chemical Engineer
(C) Psychologist
(D) Economist
(E) None of these
Ans : (D)
43. Which of the following nations is considered the originator of the concept of Micro Finance ?
(A) India
(B) Bangladesh
(C) South Africa
(D) USA
(E) None of these
Ans : (B)
44. India’s first transgenic Crop was—
(A) Potato
(B) Brinjal
(C) Sugarcane
(D) Bt. cotton
(E) None of these
Ans : (D)
45. ‘White Tiger’ is a book written by—
(A) R. K. Narayanan
(B) Shobha De
(C) Khushwant Singh
(D) Arundhati Roy
(E) Aravind Adiga
Ans : (E)
46. Shanti Swarup Bhatnagar Award is given for excellence in the field of—
(A) Literature
(B) Music
(C) Sports
(D) Science & Technology
(E) None of these
Ans : (D)
47. Usain Bolt is a famous—
(A) Cricket player
(B) Athlete
(C) Badminton Player
(D) Footballer
(E) None of these
Ans : (B)
48. Govt. normally does not announce the Minimum Support Price (MSP) of—
(A) Wheat
(B) Paddy
(C) Sugarcane
(D) Jute
(E) All of these
Ans : (D)
49. At present Dr. D. Subba Rao is the—
(A) Governor of Orissa
(B) Deputy Chairman of the Planning Commission
(C) Chairman of the FICCI
(D) India’s Representative in IMF
(E) None of these
Ans : (E)
50. Banks borrow money from the RBI on which of the following rates ?
(A) Bank rate
(B) CRR
(C) SLR
(D) Reverse Repo Rate
(E) Repo Rate
Ans : (E
Corporation Bank Probationary Officers Exam., 2010
(Held On 9-5-2010)
General Awareness on Socio-Economic Developments : Solved Paper
1. As a policy to boost the agricultural sector in the country, the Govt. of India has taken several special measures over the years. Which of the following cannot be considered a measure/ measures which will have a direct impact(s) on the agricultural sector ?
1. Setting up of a National Food Processing Bank.
2. Opening irrigation, sanitation and water projects for development under public private participation.
3. Efforts to bring down fiscal deficit to 5•5 per cent level of GDP.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) All 1, 2 and 3
Ans : (C)
2. The Govt. of India is plannning to bring a Second Green Revolution. This will be launched specifically for which of the following parts of the country ?
(A) North East and Eastern Regions
(B) Central India
(C) Jammu & Kashmir
(D) Tamil Nadu, Kerala and Andhra Pradesh
(E) None of these
Ans : (A)
3. As we all know, the limit of exemption on personal income tax has been raised by Rs. 10,000. Whenever a relief in direct taxes is given, the underlying motive is always to make money available for which of the following purposes ?
1. Savings
2. Investment for High returns
3. Personal Consumption
(A) Only 1
(B) Only 2
(C) Only 1 and 3
(D) Only 2 and 3
(E) None of these
Ans : (C)
4. As we know, a special scheme ‘One Village One Project’ is in vogue in some parts of our country and has proved a good incentive to boost the rural economy and the agricultural sector. Now the Govt. has decided to develop 60,000 villages to produce which of the following single crops as a major crop ?
(A) Pulses or Oilseeds
(B) Wheat or Bajra
(C) Sugar or Jute
(D) Sunflower or Rose flower
(E) None of these
Ans : (A)
5. The Govt. of India has decided to bring down the fiscal deficit from 6•6 per cent to the level of 5•5 per cent of the GDP so that it can meet growth targets well in time. This target of 5•5 per cent is to be
achieved by the end of—
(A) January 2011
(B) March 2011
(C) December 2010
(D) January 2012
(E) None of these
Ans : (D)
6. Some economists and financial experts are of the opinion that the Finance Minister of India has done a good job by allocating a fairly good share of budget to ensure that the benefits of the growth also reach the poor and unorganized sectors of the society. What amount in terms of percentage has been allocated to various schemes of the social sector in the Union Budget 2010-11 ?
(A) 5%
(B) 7•5%
(C) 10%
(D) 12•5%
(E) None of these
Ans : (E)
7. Many people talk about the roll back of stimulus packages provided last year by the Govt. of India to help certain sectors. If these stimulus packages are rolled back, this would mean that—
1. those who have availed these benefits would be required to return them to the Govt. of India.
2. no such incentive would be available henceforth to these sectors.
3. all such benefits/incentives would be available to all the people across the country and will not be restricted to some selected few.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) Only 2 and 3
Ans : (C)
8. In order to develop infrastructure in the country at a faster pace, the Govt. of India has fixed some targets. In order to achieve this target, at present, how many kilometers of highway is required to be constructed per day ?
(A) 5 km
(B) 10 km
(C) 15 km
(D) 20 km
(E) None of these
Ans : (D)
9. “South India will get K-G gas by 2012” was the news in a major financial newspaper. ‘K-G’ is the abbreviated name of which of the following ?
(A) Karnataka-Goa
(B) Kaveri-Ganga
(C) Krishna-Godavari
(D) Karnataka-Gulf
(E) None of these
Ans : (C)
10. Many a times, we read in newspapers that some big banks have revised their lending rates to make them dearer or cheaper. Though the decision to raise the lending rates is always in the hands of the banks normally they announce this decision of theirs—
1. immediately after the Union Budget is presented in the Lok Sabha every year.
2. when the RBI makes changes in its policy rates.
3. when the Monetary and Credit Policy of the RBI is reviewed periodically.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 2 and 3
(E) All 1, 2 and 3
Ans : (C)
11. How much amount in cash is the Govt. of India planning to infuse in public sector banks, to strengthen their capital base this year ?
(A) Rs. 10,000 crore
(B) Rs. 12,500 crore
(C) Rs. 14,000 crore
(D) Rs. 16,500 crore
(E) None of these
Ans : (E)
12. As we all know, the rate of MAT has been increased from the present 15% to 18% with effect from April 2010. What is the full form of MAT ?
(A) Maximum Alternate Tax
(B) Minimum Alternate Tax
(C) Minimum Affordable Tax
(D) Maximum Affordable Tax
(E) None of these
Ans : (B)
13. One of the headlines in a major financial newspaper recently was “Is Spain the next Greece or Italy or Portugal ?” What is the actual meaning of this headline because of which the author has been comparing Spain with the other three countries ?
(A) All these three countries have abandoned the membership of the European Union. Spain is also planning to do so
(B) All these three countries were the first to come out of recent global recession and that too within a short span of time. Spain is next in queue to declare itself free from the trouble
(C) These three nations are badly trapped in a situation where their economy is proceeding from bad to worse condition. Spain also appears to be in the same situation
(D) Greece, Itlay and Portugal have signed some special agreements with US and are availing stimulus packages to promote their exports to US on some specific terms. Spain is also willing to do the same
(E) None of these
Ans : (C)
14. Many times we read in newspapers that several companies are adopting the FCCBs route to raise capital. What is the full form of FCCBs ?
(A) Foreign Currency Convertible Bonds
(B) Foreign Convertible Credit Bonds
(C) Financial Consortium and Credit Bureau
(D) Future Credit and Currency Bureau
(E) None of these
Ans : (A)
15. The Govt. of India has asked all big companies and corporates to create a separate fund for their ‘Corporate Social Responsibility Activities’. What is/are the purpose(s) of this directive issued by the Govt. ?
1. To ensure that companies spend some money on social activities.
2. To bring transparency in matters of financial transactions and dealings by corporates.
3. To ensure that corporate entities do not get involved in non commercial activities in the name of social activities as they are required to spend money only on the welfare of the employees and their families.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (B)
16. Which of the following is an innovative mechanism adopted by banks to meet the targets fixed for lending to priority sector by the Banks ?
(A) Buying & Selling of Priority Sector Lending Certification
(B) Sale of Kisan Vikas Patra
(C) Inter Bank Participation Certificates
(D) Adoption of Core Banking Solution
(E) None of these
Ans : (C)
17. The Reserve Bank of India (RBI) recently announced a hike in some policy rates and also indicated that there may be another change in near future. Which of the following is/are considered a policy rate(s) in the hands of the RBI ?
1. Repo Rate
2. SLR
3. Inflation
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) All 1, 2 and 3
Ans : (D)
18. Zain, which was in news recently, is a company based in which of the following nations ?
(A) Kuwait
(B) South Africa
(C) UAE
(D) China
(E) None of these
Ans : (A)
19. Who amongst the following was awarded the prestigious ‘Moortidevi Award’ recently for his literary works ? (Awardee is a Minister in the Union Cabinet)
(A) Veerappa Moily
(B) Pranab Mukherjee
(C) P. Chidambaram
(D) Kapil Sibal
(E) None of these
Ans : (A)
20. The Indian Ministry of Agriculture has decided that despite good stocks of wheat and rice, India will not export the excess stocks. Which of the following may be the reason(s) owing to which the Ministry has taken this decision ?
1. Indian wheat and rice are not in much demand in foreign countries. Hence, very few are takers for the same.
2. The National Food Security Bill has a provision to provide 25 kg of wheat or rice to the families living below poverty line. A huge stock of grains will be needed for the same in near future.
3. Since most countries are still to recover from the global recession, a formula is being worked out where imports and exports will be compensated simply by exchange of commodities available with the countries. India is planning to use its food grain stocks for the same.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (B)
21. As per the reports published in various newspapers, RBI has asked banks to make a plan to provide banking services to all villages having a population of 2000. This directive issued by the RBI will fall in which of the following categories ?
(A) Plan for Financial Inclusion
(B) Efforts to meet the targets of Priority Sector Lending
(C) Extension of Relief Packages to the Farmers
(D) Extensions of Internal and Branchless Banking
(E) None of these
Ans : (A)
22. Which of the following is not a bank or finance company ?
(A) Barclays
(B) BNP Paribas
(C) Lufthansa
(D) HSBC
(E) All are banks/finance companies
Ans : (C)
23. The Indian Railways is in the process of purchasing Bullet Train Technology from which of the following nations ?
(A) France
(B) China
(C) Japan
(D) Russia
(E) Spain
Ans : (C)
24. Some State Govts. have started a project ‘Save Snow Leopards’. Snow Leopards are found mainly in—
(A) Jammu & Kashmir
(B) Rajasthan
(C) Kerala
(D) Punjab
(E) Tamil Nadu
Ans : (A)
25. India recently signed an agreement for an ‘Action Plan to Advance Security Cooperation’ with which of the following nations ?
(A) China
(B) Bangladesh
(C) Pakistan
(D) Nepal
(E) Japan
Ans : (E)
26. Sanya Richards who was named as the IAAF World Athlete of 2009 represents which of the following countries ?
(A) Jamaica
(B) Kenya
(C) France
(D) Britain
(E) USA
Ans : (E)
27. Who amongst the following was adjudged the European Footballer of the year 2009 ?
(A) Roberto Baggio
(B) Edger Davids
(C) Xavi Hamandez
(D) Cristiano Ronaldo
(E) Lionel Messi
Ans : (E)
28. The latest nuclear power reactor of India recently attained criticality at Rawatbhata. Rawatbhata is a place in—
(A) Uttar Pradesh
(B) Madhya Pradesh
(C) Uttarakhand
(D) Orissa
(E) Rajasthan
Ans : (E)
29. Who amongst the following has recently received the Highest Civilian Honour of France ?
(A) Kareena Kappor
(B) A. R. Rahman
(C) Javed Akhtar
(D) Lata Mangeshkar
(E) None of these
Ans : (D)
30. Who amongst the following represented India at the 15th United Nations Climate Change Conference 2009 held in Copenhagen ?
(A) Smt. Sonia Gandhi
(B) Smt. Pratibha Patil
(C) Dr. Manmohan Singh
(D) Smt. Meira Kumar
(E) None of these
Ans : (C)
31. Three Indian sportsmen, C. Raju Srither, I.R. Sanam and Ratan Singh recently went to Indonesia and won Gold Medals in one of the events. All three are associated with which of the following sports ?
(A) Weightlifting
(B) Rifle Shooting
(C) Swimming
(D) Golf
(E) Archery
Ans : (E)
32. A two-day meeting of the South Asian Association for Regional Cooperation (SAARC) was organized recently in—
(A) Thimpu
(B) Islamabad
(C) Kabul
(D) Dhaka
(E) New Delhi
Ans : (A)
33. By nominating its Ambassador to which of the following countries after a gap of five years has the USA established its diplomatic relation with it ?
(A) Syria
(B) Iran
(C) Iraq
(D) China
(E) None of these
Ans : (A)
34. Which of the following organizations/ agencies is providing a US $ 850 million loan to India for the development of its infrastructure and Khadi industry ?
(A) World Bank
(B) European Union Finance Corporation
(C) Asian Development Bank
(D) Govt. of South Africa
(E) None of these
Ans : (C)
35. Goodluck Jonathan whose name was in news recently is from which of the following countries ?
(A) Kenya
(B) Uganda
(C) Nigeria
(D) Sudan
(E) None of these
Ans : (C)
36. The census in India is done after a gap of every—
(A) 5 years
(B) 10 years
(C) 12 years
(D) 15 years
(E) None of these
Ans : (B)
37. Pankaj Advani won which of the following titles in the year 2009 ?
(A) Asian Games Gold Medal
(B) Asian Billiards Championship
(C) WSA Challenge Tour
(D) World Professional Billiards Championship
(E) None of these
Ans : (D)
38. Which of the following awards is given for Excellence in the field of sports ?
(A) Kalinga Award
(B) Golden Pen Award
(C) Arjuna Award
(D) Bharat Ratna
(E) None of these
Ans : (C)
39. Which of the following states started ‘April Mandis’ project in all districts of the state to ensure the supply of vegetables and fruits at fair prices ?
(A) Gujarat
(B) Uttar Pradesh
(C) Haryana
(D) Delhi
(E) None of these
Ans : (C)
40. Which of the following terms is not used in Economics ?
(A) Balanace of Trade
(B) Centrifugal force
(C) Break even
(D) Fiscal Deficit
(E) Capital Account
Ans : (B)
41. The Indira Gandhi Peace Prize 2009 was given to the President of—
(A) Fiji
(B) Bhutan
(C) Nepal
(D) Bangladesh
(E) None of these
Ans : (D)
42. The Govt. of India recently launched the Jawaharlal Nehru National Solar Mission. This mission is one of the key missions on India’s National Action Plan on—
(A) Second Green Revolution
(B) Climate Change
(C) Recharging of Water bodies
(D) Electricity to all
(E) None of these
Ans : (B)
43. Voting in local bodies elections is compulsory in which one of the following states ?
(A) Delhi
(B) Maharashtra
(C) Kerala
(D) Gujarat
(E) None of these
Ans : (D)
44. India’s exports of which of the following to USA has been growing at a fast pace despite the global slowdown and recession ?
(A) Handicrafts and Carpets
(B) Textiles and Clothing
(C) Horticultural products
(D) Foodgrains
(E) Services
Ans : (E)
45. Russia recently agreed to resume import of natural gas from which of the following countries after a gap of about a month following a dispute over prices of the same ?
(A) Iran
(B) Turkmenistan
(C) China
(D) Kazakhstan
(E) N. Korea
Ans : (B)
46. India recently signed an agreement for cooperation in the field of nuclear power for civil purposes. This agreement is free from any restrictions on India. India signed this agreement with—
(A) France
(B) Germany
(C) USA
(D) Canada
(E) Russia
Ans : (E)
47. ‘Between the Assassinations’ is a book written by—
(A) Chetan Bhagat
(B) Kiran Desai
(C) Shobha De
(D) Vikram Seth
(E) Arvind Adiga
Ans : (E)
48. Which of the following prizes/ awards is not given for Excellence in the field of Literature ?
(A) Dronacharya Award
(B) Aga Khan Prize for Fiction
(C) Commonwealth Award
(D) Nobel Prize
(E) Man Booker Prize
Ans : (A)
49. Which of the following terms is not used in the game of Hockey ?
(A) Centre
(B) Downswing
(C) Drop pass
(D) Goal line
(E) Blue line
Ans : (B)
50. ‘Invisible’ is a novel written by—
(A) Vikram Seth
(B) Chetan Bhagat
(C) Anita Desai
(D) Meghnad Desai
(E) Paul Auster
Ans : (E)
Gurgaon Gramin Bank Officers Exam., 2009
(Held on 12-7-2009)
English Language : Solved Paper
Directions—(Q. 1–15) Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
According to the United States Environmental Protection Agency (USEPA), plastic bags are a better option than paper bags from the environment’s point of view. Many studies comparing plastic versus paper show that plastic bags have less net environmental effect than paper bags, requiring less energy for transport, production and recycling and because of all these, plastic generates less greenhouse gases. They cause less air and water pollution and can get compressed to a small size in landfills. Plastic bags are sterile and thus are a better option for the transportation of eatables and medicines.
However there is another side of using plastic. Plastics are manufactured from petroleum. This brings a host of other issues e.g. destruction of habitat. Their manufacturing involves chemicals, many of which have not been sufficiently tested for their toxicological impact on humans and animals. Exacerbating the problem is that science has only advanced to detect plastic components in human bodies and then link it to human ailments and diseases. Where science has been unable to help is that it has largely failed to invent a solution to the hazards caused by it. Making the situation dismal is the fact that the hazard is closer than it appears. Teflon, PVC, Polyethylene, polystyrene in utensils and various silicones in hair and body care products accumulate in the body and lead to serious diseases. Plasticproducing companies are often chemical companies or subsidiaries of chemical companies, both with poor track records when it comes to their adherence to regulatory compliance and their willingness to perform toxicological analysis on the products that they make.
Plastics often drain component chemicals, including hazardous chemicals when temperature changes beyond a certain point. It is for this reason that toxicologists do not recommend storing very cold food in plastics or heating food (microwaving especially) in plastics. Also, plastics are durable materials. Thus, they are hard to eliminate once used and create tremendous waste. While some common plastics can be recycled the vast majority cannot be recycled.
Scientists suggest the use of Biodegradable plastics as an alternative to this persisting problem. These are the plastics that can decompose in the natural environment. Biodegradation of plastics can be achieved by enabling microorganisms in the environment to metabolize the molecular structure of plastic films to produce an inert humus-like material that is less harmful to the environment. They may be composed of either bio-plastics, which are plastics whose components are derived from renewable raw materials, or petroleum-based plastics. The use of bio-active compounds compounded with swelling agents ensures that, when combined with heat and moisture, they expand the plastic’s molecular structure and allow the bio-active compounds to metabolise and neutralize the plastic.
Various countries have been adopting different methods to discourage the use of plastic. Growing awareness in the UK of the problems caused by indiscriminate use of plastic bags is encouraging retailers to reward customers who bring their own bags or who reuse or recycle existing bags. This is called the ‘Green Bag Scheme’. In other countries retailers have stopped providing free plastic bags with purchases and have been selling cloth bags for very minimalistic prices.
1. What alternative do the scientists suggest for the problem associated with the use of plastics ?
(A) Use of biodegradable plastics
(B) Treatment of hazards caused by the use of plastics
(C) Strict compliance of the chemical companies to toxicological tests of their products
(D) Banning the use of plastic throughout the world
(E) None of these
Ans : (A)
2. Why don’t toxicologists recommend the heating of food and storing of cold food in plastic ?
(A) Food stuff spoils faster in plastic containers
(B) The Teflon coating in such utensils is harmful
(C) Plastic containers do not undergo recommended toxicology tests
(D) Plastic releases harmful chemicals at very high and low temperature
(E) None of these
Ans : (D)
3. According to the author, what is the problem with manufacturing plastic products ?
(A) These products are not energy efficient
(B) These products produce greenhouse gases which are harmful to environment
(C) The chemicals involved in their production are not tested for impact on living beings
(D) It swells as soon as it comes in contact with heat and moisture
(E) None of these
Ans : (C)
4. What are the author’s views about the companies producing plastic products ?
(1) These companies are mainly responsible for the hazards caused to the environment due to plastics.
(2) Such companies are chemical companies themselves or a subsidiary of such companies.
(3) Such companies do not perofrm toxicological tests on their products.
(A) Only (1)
(B) Both (2) and (3)
(C) Both (1) and (3)
(D) Only (2)
(E) None of these
Ans : (B)
5. What does the author mean by ‘another side of using plastic’ ?
(A) These are disadvantages of using plastic
(B) Using biodegradable plastic instead of non-biodegradable plastic
(C) Paper bags are better option than plastic bags
(D) Many retail stores sell cloth bags at lower price
(E) None of these
Ans : (A)
6. Why does USEPA suggest that plastic bags are a better option than paper bags ?
(A) The plastic bags are inexpensive
(B) Plastic bags can be tested for toxic chemicals
(C) Paper bags do not generate greenhouse gases
(D) Plastic bags require less energy as compared to paper for transportation, production and recycling
(E) None of these
Ans : (D)
7. According to the passage, in which of the following fields has science failed ?
(A) To produce biodegradable plastic
(B) To popularize the use of cloth and paper bags instead of plastic
(C) To strictly implement the compliance of the chemical companies to toxicological tests of their products
(D) To make plastic – free hair and body care products
(E) None of these
Ans : (D)
8. Which steps have been taken in UK to encourage the use of alternatives to plastic bags ?
(A) The UK government has banned the use of plastic throughout the country
(B) The retailers in UK have been selling cloth bags at very low prices
(C) The retailers reward the customers who bring their own bags or use the recycled bags
(D) The government imposes heavy fine on those using plastic bags
(E) None of these
Ans : (C)
9. Which of the following is not true in context of the passage ?
(A) Some countries have stopped providing free plastic bags to customers to discourage the use of plastic
(B) The bio-active compound alongwith swelling agents ensure that plastic is neutralized in the presence of heat and moisture
(C) Many plastic products do not undergo toxicological test
(D) Being durable, plastic creates a lot of waste
(E) All are true
Ans : (E)
10. Although harmful at extreme temperature, why does USEPA recommend transport of eatables and medicines in plastic bags ?
(A) Plastic bag generate less greenhouse gases which would react chemically with medicines, thus producing adverse effect in body
(B) Plastic bags are more sterile than other available options
(C) Plastic products pass through a number of toxicological testings
(D) Plastic bags are easily degraded and thus cause less harm to environment
(E) None of these
Ans : (A)
Directions—(Q. 11–13) Choose the word / group of words which is / are most similar in meaning to the word printed in bold as used in the passage.
11. persisting
(A) troubling
(B) enduring
(C) resisting
(D) damaging
(E) harassing
Ans : (B)
12. exacerbating
(A) executing
(B) influencing
(C) worsening
(D) addressing
(E) declining
Ans : (C)
13. drain
(A) sewer
(B) waste
(C) deplete
(D) give out
(E) outlet
Ans : (D)
Directions—(Q. 14–15) Choose the word which is most opposite in meaning to the word printed in bold as used in the passage.
14. dismal
(A) Encouraging
(B) Prosperous
(C) Glad
(D) Generous
(E) Respectful
Ans : (A)
15. compressed
(A) Extended
(B) Amplified
(C) Diffused
(D) Intensified
(E) Expanded
Ans : (E)
Directions—(Q. 16–25) Read each sentence to find out whether there is any grammatical error in it. The error, if any will be in one part of the sentence, the letter of that part will be the answer. If there is no error, mark (E) as the answer. (Ignore errors of punctuation, if any.)
16. He had already prepare (A) / the acceptance speech (B) / but the student of the year award (C) / was given to Ravi. (D) No error (E)
Ans : (A)
17. He placed the trophy (A) / which he had won (B) / at the most prominent (C) / place on the house. (D) No error (E)
Ans : (D)
18. Fashion is very important (A) / to her and thus (B) / she selects the (C) / most popular clothes. (D) No error (E)
Ans : (B)
19. After finding traces of poison (A) / in his dinner yesterday, (B) / Mohit accused his wife (C) / of trying to cause harm. (D) No error (E)
Ans : (E)
20. Sheetal bought a (A) / new car and (B) / bragged about them (C) / for weeks to come. No error (E)
Ans : (C)
21. Being more dangerous (A) / than all the criminal, (B) / he was imprisoned (C) / in a special jail. (D) No error (E)
Ans : (B)
22. The mayor says that (A) / “I will consider running (B) / for commissioner’s post (C) / but I am not sure yet.” (D) No error (E)
Ans : (A)
23. In an effort (A) / to make peace (B) / Priya spoke separately (C) / to both the person. (D) No error (E)
Ans : (D)
24. They had a narrow escape (A) / when skating as (B) / roaring avalanche (C) / just missed them. (D) No error (E)
Ans : (B)
25. The movie star should not have (A) / allowed the press (B) / at the scene had he (C) / known about the fuss. (D) No error (E)
Ans : (A)
Directions—(Q. 26–30) Which of the phrases (A), (B), (C) and (D) given below each statement should replace the phrase printed in bold in the sentence to make it grammatically correct ? If the sentence is correct as it is given and ‘No correction is required’, mark (E) as the answer.
26. Ayesha spent the entire morning polishing hers new audio system.
(A) Polishing her new
(B) Polishing she’s new
(C) Polishing her’s new
(D) Polishing Ayesha’s new
(E) No correction required
Ans : (A)
27. As she grows up, she became doubtful of the existence of fairies.
(A) She grown up
(B) She grews up
(C) She grew up
(D) She growned up
(E) No correction required
Ans : (C)
28. Sneha and Shraddha need to buy watches because they are always late.
(A) Those are always
(B) These are always
(C) They keep always
(D) There are always
(E) No correction required
Ans : (E)
29. Neither the local administration nor the police authorities was aware of the tournament being held.
(A) Were aware for
(B) Was aware for of
(C) Was aware for
(D) Were aware of
(E) No correction required
Ans : (D)
30. Everyone have invested a substantial amount in the on going project but no one expects a profit.
(A) did invested a
(B) has invested a
(C) did investing in a
(D) had invested an
(E) No correction required
Ans : (B)
Directions—(Q. 31–35) Rearrange the following sentences (1), (2), (3) (4), (5) and (6) to make a meaningful paragraph and then answer the questions which follow :
(1) Today these have become an indispensable part of the lives of children and adults alike.
(2) One of such effects is the radiations that are emitted as signals.
(3) Ever since the advent of technology, undoubtedly, mobile phones are the greatest of all inventions.
(4) In order to prevent such ailments, Govt. should strictly regulate the service providers.
(5) But, no matter how indispensable, its negative effects cannot be overlooked.
(6) These signals cause a variety of ailments starting from hearing loss to cancer.
31. Which of the following sentence should be the FIRST after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5
Ans : (C)
32. Which of the following sentence should be the FIFTH after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 5
(E) 6
Ans : (E)
33. Which of the following sentence should be the SIXTH (LAST) after rearrangement ?
(A) 3
(B) 2
(C) 4
(D) 5
(E) 6
Ans : (C)
34. Which of the following sentence should be the THIRD after rearrangement ?
(A) 1
(B) 5
(C) 4
(D) 6
(E) 3
Ans : (B)
35. Which of the following sentence should be the SECOND after rearrangement ?
(A) 1
(B) 2
(C) 4
(D) 5
(E) 6
Ans : (A)
Directions—(Q. 36–40) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which best fits the blank appropriately. Find out the appropriate word in each case.
Many farmers who traditionally (…36…) pulses, millets and paddy have been lured by seed companies to buy hybrid cotton seeds and other GM crops, which were (…37…) to make their lives easier and wealthier. Instead they (…38…) bankruptcy and ruin. Their native seeds have been (…39…) with new hybrids which cannot be saved and need to be purchased every year at a high cost. Hybrids are also very (…40…) to pest attacks. All pesticides have to be (…41…) from the company that sold them the seeds; there have been reports of blatant profiteering from these companies.
We are (…42…) told that without genetic engineering and globalization of agriculture the world will starve, it is constantly promoted as the only (…43…) available for feeding the hungry.
Everywhere, food production is becoming a negative economy, with farmers (…44…) more on buying costly inputs for industrial production than the price they receive for their produce. The consequence is rising debts in both rich and poor countries. In some African countries it is cheaper to buy foreign sugar and coffee than it is to buy locally produced goods. This is because of over production and subsidies in the West which means that they then dump these goods on Africa (…45…) local markets.
36. (A) developed
(B) cultivated
(C) germinated
(D) made
(E) yielded
Ans : (B)
37. (A) probably
(B) specified
(C) designated
(D) supposed
(E) thought
Ans : (D)
38. (A) undergo
(B) disclosed
(C) approached
(D) tackling
(E) faced
Ans : (E)
39. (A) supplied
(B) converted
(C) replaced
(D) reduced
(E) damaged
Ans : (C)
40. (A) vulnerable
(B) tender
(C) dangerous
(D) tempted
(E) likely
Ans : (A)
41. (A) purchased
(B) bribed
(C) adopted
(D) buy
(E) sprinkled
Ans : (A)
42. (A) reiterated
(B) repeatedly
(C) continuous
(D) numerously
(E) much
Ans : (B)
43. (A) thing
(B) food
(C) progression
(D) tendency
(E) alternative
Ans : (E)
44. (A) generating
(B) expanding
(C) spending
(D) consuming
(E) earning
Ans : (C)
45. (A) ruining
(B) eradicating
(C) helping
(D) facilitating
(E) washing
Ans : (A)
Directions—(Q. 46–50) Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank that best fits the meaning of the sentence as a whole.
46. The statement said that the conference would be ……… a considerable time ……… the global economic crisis.
(A) having, thinking
(B) passing, debating
(C) spending, discussing
(D) expending, arguing
(E) exhausting, analyzing
Ans : (C)
47. After being taken away from his parents at a ……… age, the boy had a very ……… life.
(A) young, difficult
(B) early, leisurely
(C) small, distinction
(D) tender, deterrent
(E) advanced, restrict
Ans : (A)
48. Even …………… the period of recession, he got a good job ……………… not having much experience.
(A) on, even though
(B) in, instead
(C) while, inspite
(D) during, despite
(E) although, almost
Ans : (D)
49. After having ……… the news of their son’s excellent result in exams, they came over as …… as possible.
(A) enjoyed, earlier
(B) heard, quickly
(C) surprised, running
(D) shocked, fast
(E) realized hurriedly
Ans : (B)
50. Although unrecognised …… his life, his talent was much ……… after his death.
(A) entire, adored
(B) all, realized
(C) whole, worth
(D) almost, valued
(E) throughout, appreciated
Ans : (E)
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